California loans modified for Californians
What a loan modification does is make a change in one or more terms of your current mortgage by your existing lender. Loan modification is not refinancing your loan. The goal of a loan modification is to make your home more affordable, and allow you and your family continued home ownership. Loan modification may lower your interest rate, extend the balance of the loan, or otherwise make mortgage modifications that you can afford.
There cannot be a guarantee in yours or in any case as to what the outcome will be. But currently, lenders are processing well presented loan modification applications whether a loan is current or not. The Optima Law Center (OLC) law office is looking for california clients, those who will cooperate fully, submit the necessary information for our office to review, and on signing our working agreement, allow us to represent them zealously.
